Loan Agencies

Oakam Ltd

Oakam Ltd is a loan agency based in London, England. They offer financial services to individuals in need of loans.

Introduction to Oakam Ltd

Oakam Ltd is a loan agency based in London, England. Founded in 2006, their purpose is to provide financial services to underserved communities. The company is unique in that they use technology to make financial products accessible to those who have been excluded from traditional banking systems.

Services & Products

Oakam Ltd offers a variety of loan products, including personal loans, small business loans, and cash loans. They also offer credit rebuilding tools and financial education resources to help customers improve their financial situation.

Location

Oakam Ltd is located on Great Titchfield Street in London. The area is known for its vibrant mix of businesses, including cafes, restaurants, and shops. Customers can expect a bustling atmosphere and a diverse range of people in the area. The company is conveniently located near public transportation options, including the Oxford Circus, Goodge Street, and Tottenham Court Road tube stations.

Benefits

Customers should choose Oakam Ltd for their financial needs because of their commitment to serving underserved communities. The company uses technology to make financial products accessible to those who have been excluded from traditional banking systems. They also offer credit rebuilding tools and financial education resources to help customers improve their financial situation.

Good to Know

Customers should be aware that Oakam Ltd is a loan agency, and as such, their loan products come with interest rates and fees. It is important for customers to carefully review the terms and conditions of any loan before agreeing to it.

Reviews

Customers have praised Oakam Ltd for their easy application process and helpful customer service. Some have noted that their interest rates can be high, but overall, customers appreciate the company's commitment to serving underserved communities.

Amenities

loan
online banking
mortgage

FAQ

What types of loans do you offer?

We offer short-term loans and personal loans. Our short-term loans are typically for smaller amounts and are repaid within a shorter period of time. Our personal loans are for larger amounts and are repaid over a longer period of time.

What are the interest rates for your loans?

Our interest rates vary depending on the type of loan and individual circumstances. We take into account a range of factors when determining interest rates, including credit history, income, and affordability. We provide a personalized quote for each applicant, so you can see the exact interest rate and repayment terms before deciding whether to proceed with the application.

What is the application process for a loan?

You can apply for a loan online or in-person at one of our branches. The application process is straightforward and involves providing some basic personal and financial information, such as employment details and income. We will also perform a credit check as part of the application process.

What are the requirements for loan approval?

We have a range of criteria that applicants must meet in order to be approved for a loan. This includes being over 18 years old, having a regular income, and being a UK resident. We also take into account credit history and affordability. We encourage applicants to provide as much information as possible to help us make an informed decision.

What happens if I miss a loan payment?

If you miss a loan payment, it is important to contact us as soon as possible. We understand that circumstances can change and we are here to help. Depending on the situation, we may be able to offer a repayment plan or other assistance. However, it is important to note that missing loan payments can impact your credit score and make it more difficult to obtain credit in the future.

Reviews

Lessa Lopes

(Translated by Google) They withhold more than 500 pounds without my permission and for no reason, they don't answer me, they don't answer and they haven't refunded my money. (Original) Eles reterem mais de 500 libras sem minha permissão e sem motivo algum, não me respondem, não atendem e não me devolveram o meu dinheiro .

27-05-2022