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Car Finance & Loan Companies

TM Advances Ltd

TM Advances Ltd is a financial services company based in Leeds, England. They specialize in car finance and loan services, providing their clients with a range of options to suit their needs. With a commitment to customer satisfaction, TM Advances Ltd is dedicated to providing top-quality service and support to their clients.

Introduction to TM Advances Ltd

TM Advances Ltd is a financial services company based in Leeds, England. The company was founded with a mission to make car financing and loans more accessible and affordable for everyone. What sets TM Advances Ltd apart from other car finance and loan companies is their dedication to providing excellent customer service and helping customers find solutions that work for them.

Services & Products

TM Advances Ltd offers a range of car finance and loan services, including personal contract purchase, hire purchase, and personal loans. They work with a variety of lenders to offer competitive rates and flexible terms to their customers. Customers can also use their online calculator to get an idea of how much they can afford to borrow and what their monthly payments might be.

Location

TM Advances Ltd is located in the heart of Leeds, in an area known for its bustling business district. Customers can expect to find a variety of shops, restaurants, and other businesses nearby. The area is well-connected by public transportation, with the Leeds train station and several bus stops within walking distance. The three closest public transportation options are the Leeds train station (0.3 miles), St. John's Centre bus stop (0.1 miles), and Boar Lane bus stop (0.2 miles).

Benefits

Customers should choose TM Advances Ltd because they offer competitive rates, flexible terms, and excellent customer service. Their team is dedicated to helping customers find the right financing solution for their needs and budget. They also offer a simple and straightforward online application process, so customers can apply for financing from the comfort of their own homes.

Good to know

Customers should be aware that TM Advances Ltd is a financial services company and not a car dealership. They do not sell cars directly, but rather help customers finance the purchase of a car. Customers should also be aware that they will need to meet certain eligibility requirements and pass a credit check in order to qualify for financing.

Reviews

Customers have praised TM Advances Ltd for their excellent customer service and competitive rates. Many have commented on how easy and straightforward the application process was, and how helpful the team was in finding the right financing solution. Some have also noted that they were able to secure financing even with less-than-perfect credit. Overall, customers seem very satisfied with the services provided by TM Advances Ltd.

Amenities

  • amenity
    online application
  • amenity
    loan calculator
  • amenity
    credit check
  • amenity
    payment plan
  • amenity
    financing options
  • amenity
    online support
  • amenity
    loan approval
  • amenity
    low interest rate
  • amenity
    flexible terms
  • amenity
    fast approval
  • amenity
    personalized service

FAQ

What are the interest rates offered on car loans?

At TM Advances Ltd, we offer competitive interest rates on car loans. The exact rate depends on a variety of factors, including your credit score, the amount you want to borrow, and the length of the loan. To find out what rate we can offer you, please apply for a car loan and our team will provide you with a personalized quote.

Can I get pre-approved for a car loan?

Yes, you can get pre-approved for a car loan at TM Advances Ltd. Pre-approval allows you to know how much you can borrow and at what interest rate before you start shopping for a car. This can help you negotiate with dealerships and ensure that you stay within your budget. To get pre-approved, please fill out our online application.

What is the minimum credit score required to qualify for a car loan?

At TM Advances Ltd, we do not have a strict minimum credit score requirement to qualify for a car loan. Instead, we look at your overall financial situation, including your income, expenses, and credit history, to determine whether you are eligible for a loan. We believe that everyone deserves a chance to own a car, and we work with our customers to find a loan that fits their needs.

Are there any penalties for early repayment of the loan?

No, there are no penalties for early repayment of a car loan at TM Advances Ltd. We believe in providing our customers with flexible repayment options, and we do not charge any fees for paying off your loan early. In fact, early repayment can help you save money on interest charges, so we encourage our customers to pay back their loans as quickly as possible.

What is the maximum amount I can borrow for a car loan?

The maximum amount you can borrow for a car loan at TM Advances Ltd depends on a variety of factors, including your credit score, income, and expenses. Our team will work with you to determine how much you can afford to borrow and provide you with a personalized quote. We strive to provide our customers with loans that fit their budget and help them get the car they need.

Reviews

  • Mick Duncan

    My partner had a loan of this company for 3 thousand pounds had to pay back 10 thousand over 4 years they prey on the desperate disgraceful interest rate

    15-05-2023
  • Lady Ann

    Critical: Professionalism, Quality, Responsiveness, Value

    29-11-2022
  • Antony Crist

    Fantastic service I don’t know we’re all the bad reviews come from I got behind and they helped me out treated just like any other main high street lender very polite when you speak to them or you have a problem yes there rates are high but it is sub prime finance so its what’s to expect and I know what I was paying when I signed the agreement

    29-11-2022
  • Yvonne Quinn

    Took out a £1500 loan and relayed it early a reduced rate to save myself £1500 interest. Really helpful company albeit an exceptionally high interest rate

    29-08-2022
  • Natalie S

    29-07-2022
  • Imran Uddin

    Did an application and then I was called to confirm a few details, then I was sent a text 3 hours later saying declined. I was given no reason via email, text or call no clarity on the process or can see they did a soft check on my equifax file but nothing else. Not sure what they are looking for when they have open access to my bank account but I guess its my fault for allowing it and the increase in loan companies need opening access to bank accounts and the increased fraud this leads to I will need to keep a close eye on what happens going forward. In summary if you want to do an application with absolutely no explaination of their decisions and no real communication then I would avoid this place.

    29-05-2022
  • Kizzy Hughes

    I have a loan with them my payments have been up to date until few months ago . Due to covid my circumstances have changed. I have contacted them about lowering payments for now even got a debt company involved to help and they turned them down. Horrible company don't care about their customers. They need to be shut down. I don't know how they've been going for so long and how their allowed to get away with their interest rates and how they treat their customers

    29-05-2022
  • Steve Clark

    Critical: Professionalism

    29-05-2022
  • Daniel Jackson

    Critical: Professionalism, Quality, Responsiveness, Value

    29-05-2022
  • Sereveskin

    Jumped through all the hoops, even had a phone conversation during which I was being asked questions regarding specific transactions in my bank account then told I'd get a call back after the finalise some things to get a text "your application has been declined" without any further reason. Bug's the hell out of me that they're going through highly sensetive information with what seems like 0 actual intention of moving forward to then end the process through a text of all things.

    29-05-2021